Hood Exhaust/Vent Cleaning Contractor Insurance
If you’re a contractor who specializes in cleaning restaurant kitchen hoods, exhaust vents, and grease ducts, you know the vital role you play in preventing fires and keeping kitchens up to code. However, hood and exhaust vent cleaning comes with its own set of risks, including greasy, slippery work environments and handling flammable residues. Restaurant Hood & Exhaust Vent Cleaning Contractor Insurance is designed to protect your business from these risks.
At Executive Choice Insurance, we offer tailored insurance packages for the hood and exhaust vent cleaning contractors. Our policies help protect your business from lawsuits, costly accidents, equipment damage, and other risks while ensuring compliance with commercial kitchen safety standards, such as NFPA 96.
Why Hood & Exhaust Vent Cleaning Contractors Need Insurance
Hood cleaning isn’t your average janitorial task. It involves removing grease buildup from restaurant hoods, ductwork, fans, and exhaust systems, all of which are high-risk areas for fire and contamination. You work with high-powered tools and chemical degreasers, and you climb into dangerous spaces, such as rooftops and tight ductwork.
Without insurance, a single mistake could cost you thousands of dollars. Here are a few scenarios where insurance makes the difference:
- A fire broke out in a client’s kitchen weeks after your team cleaned the system. You’re blamed for incomplete service.
- An employee falls while working on a greasy rooftop. Medical bills and lost wages follow.
- A commercial property manager requires proof of insurance before awarding a contract.
- Your cleaning van is involved in an accident on the way to a job site.
Insurance helps you avoid devastating financial consequences, meet legal and contract requirements, and build trust with clients. Whether you’re a one-person operation or running multiple crews, comprehensive coverage is your business safety net.
Key Coverages for Hood Cleaning Contractor Insurance
We develop comprehensive policies that address the unique risks associated with your trade, whether you’re a solo operator or manage a multi-crew business.
General Liability
Insurance
Protects against third-party property damage, bodily injury, and legal claims related to fire, grease, or smoke after a job is completed.
Workers' Compensation
Insurance
It covers medical expenses and lost wages for employees who are injured while working, including injuries resulting from falls from rooftops, chemical exposure, or lifting.
Commercial Auto
Insurance
Covers vehicles used to transport employees, ladders, pressure washers, degreasers, and other equipment between job sites.
Tools, Equipment,
and Supplies Coverage
This product protects your high-value cleaning gear, including vacuums, sprayers, and exhaust cleaning tools, from theft, loss, or accidental damage.
Commercial Property
Insurance
Covers damage to your office, garage, or warehouse used to store your supplies and equipment.
Janitorial/Fidelity
Bond
Protects against employee dishonesty or theft in customer facilities. Some clients require bonding as a prerequisite for awarding contracts.
How Much Does Hood Cleaning Contractor Insurance Cost?
Your premium will vary depending on your business size, risk profile, and the coverage you choose.
Here are a few pricing factors:
- Annual revenue and number of employees
- Service area and states you operate in
- Previous insurance claims or fire incidents
- Types of equipment used and rooftop work
- Policy limits and deductible levels
Smaller operations typically pay around $150–$300 per month, while larger crews may pay more, depending on the complexity and risk involved.
Certificates of Insurance and Compliance for Hood Cleaning
Many commercial kitchen clients require proof of insurance before hiring.
We provide:
- Same-day Certificates of Insurance (COIs)
- Additional Insured endorsements
- Custom wording for NFPA 96 compliance
- Assistance meeting restaurant group or franchise requirements
Don’t lose a job because of slow paperwork, and we make it fast and easy.
Why Choose Executive Choice Insurance for Your Business
We specialize in niche contractor insurance, including hood and vent cleaning services.
Industry-specific coverage that aligns with NFPA 96 standards
Customized policies that match your real job risks
Competitive quotes from top-rated commercial insurers
Fast service for COIs, claims, and policy changes
Expert advice on coverage, safety, and documentation
Hood Cleaning Insurance FAQs
Yes. Liability and fire claims can occur regardless of a company’s size. Insurance protects your assets.
General Liability with Completed Operations coverage protects you against post-job incidents, including fires related to improper cleaning.
It depends. Some restaurants or franchises require a Janitorial Bond. It’s affordable and easy to add to your policy.
Yes. Please let us know where you operate, and we will ensure full compliance across your service area.
Most policies can be quoted and bound on the same day. We’ll get you insured quickly so you don’t miss out on contracts.
Get a Quote and Protect Your Business
You work hard to keep other businesses safe from fires and grease build-up – now let us help keep your business safe from financial disasters. Ready to get the protection your hood cleaning business deserves? Reach out to Executive Choice Insurance today for a tailored insurance plan.
Start with a free consultation and quote. We’ll handle the insurance details so you can focus on what you do best: delivering high-quality roofing work. With Executive Choice by your side, you can secure comprehensive coverage, lock in peace of mind, and build a safer, more successful future.
Protect your business today and climb higher with confidence.
Coverage availability, limits, costs, and legal requirements may vary by state, industry, insurer, and project type. This content is for informational purposes only and does not constitute legal or insurance advice. Please consult with Executive Choice Insurance to discuss your specific business needs and receive tailored guidance.