Certificate of Insurance (COI)
At Executive Choice Insurance, we make it easy to get your Certificate of Insurance (COI) fast so you can secure jobs, satisfy client requirements, and show proof of coverage with confidence. Whether you’re a contractor, small business, or service professional, we deliver the documentation you need to keep your business moving forward.
What Is a Certificate of Insurance?
A Certificate of Insurance (COI) is an official document that provides proof of your business insurance coverage. It’s essentially a snapshot that summarizes the key details of your policy, showing clients, vendors, or project owners that you’re protected against risks like liability, property damage, or worker injuries.
Unlike the full insurance policy, a COI is a one-page document designed for easy sharing and fast verification.
Why You Need a COI
Having a COI isn’t just a formality, and it’s essential to operating a professional, compliant, and competitive business. Here’s why:
Win more contracts
Many clients require a COI before hiring you or allowing you on-site.
Show credibility
Prove that you’re insured, professional, and ready to take responsibility.
Satisfy legal and contract requirements
Many commercial, municipal, and residential projects require proof of insurance.
Avoid delays or cancellations
Without a COI, you could lose jobs or face project delays.
Protect client relationships
Give clients peace of mind that you’re covered for accidents or damage.
Executive Choice Insurance ensures you have the COI you need when you need it.
What Information Is Included in a COI?
A standard COI includes critical details your clients or partners need to verify your coverage:
Your business name and address
Insurance company name and contact information
Policy numbers for each coverage type
Effective dates and expiration dates
Types of insurance
(e.g., General Liability, Workers’ Compensation, Commercial Auto)
Coverage limits
(per occurrence and aggregate)
Certificate holder information
(client name and address)
Additional insured or waiver of subrogation endorsements
(if required)
We help ensure that every COI issued through Executive Choice Insurance is complete, accurate, and customized to your client’s specific needs.
When Clients Will Request a COI
You may be asked for a COI in many business situations, including:
- Before starting a new project or job
- Before being added to a vendor or subcontractor list
- When signing a contract or service agreement
- When leasing commercial space or equipment
- When pulling permits or licenses
- Before receiving payment on large contracts
We help you respond quickly to COI requests so you can stay focused on running your business.
How to Get a COI from Executive Choice Insurance
Request your COI: Call or email us or submit a request through your client portal.
Provide client details: Let us know the certificate holder’s name, address, and any special requirements
(such as additional insured language).
We issue the COI fast: We prepare and send the COI, often within 24 hours or less.
We’re here for updates: Need to add endorsements or send to multiple parties? Our team is ready to help.
With Executive Choice Insurance, you get fast, accurate service that keeps your jobs on schedule and your clients satisfied.
FAQs About Certificates of Insurance
No. A COI is a summary document that proves you have active insurance, but it’s not the full policy.
Depending on the complexity and endorsements needed, we can often issue COIs the same day you request them.
Clients, project owners, general contractors, landlords, and vendors commonly request COIs.
We can customize the COI to include additional insured endorsements; just let us know when you request.
Often, yes, each project or client may require a COI to name them as the certificate holder.
Request Your Certificate of Insurance Today
To keep your projects moving and your clients confident, request your Certificate of Insurance today from Executive Choice Insurance. Our expert team is ready to provide fast, accurate COIs tailored to your needs so you can focus on growing your business.
Contact Executive Choice Insurance today and empower your business with the right protection. When you’re covered, you’re unstoppable.
Coverage availability, limits, costs, and legal requirements may vary by state, industry, insurer, and project type. This content is for informational purposes only and does not constitute legal or insurance advice. Please consult with Executive Choice Insurance to discuss your specific business needs and receive tailored guidance.